Realtor Archives

Realtor

Should You Use Doctor Loans to Finance Investment Properties?

Post Author By Evo Plus
Post Date September 23, 2024

What Are Doctor Loans?

First, it’s important to understand what a doctor or physician mortgage loan is. This is a mortgage loan you can get that allows you to buy a house with less than 20% down and NOT PAY Private Mortgage Insurance (PMI). Remember, PMI is that insurance that you pay to protect your lender from you defaulting on your mortgage. It’s a nice benefit to not have to pay it.

In addition, these loans will generally only consider your required student loan payment (rather than your true debt-to-income ratio) so, if you are in an Income-Driven Repayment (IDR)

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Realtor

Journal Club 10-07-22 – Passive Income

Post Author By Evo Plus
Post Date September 15, 2024

Here’s Journal Club 10-07-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

Most of us are familiar with the 4% rule. It’s a rule of thumb for investors to withdraw 4% of their wealth annually from their accounts during retirement. It’s also considered a safe withdrawal rate. However, this concept is highly debated. For some, it’s too conservative, while others think it’s too generous. To offer some clarity, the Physician on FIRE sheds some light on the

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Realtor

Homebuyers are rejecting more offers than ever for ‘tiny’ issues. What’s a seller to do?

Post Author By Evo Plus
Post Date September 14, 2024

Real estate agent Shay Stein remembers not too long ago when buyers pledged to name their firstborn after homeowners to get to the closing table.

Now, buyers are asking for closing costs, repairs, or in some cases, insist on the availability of street parking or they’ll walk, Stein and other agents say.

“Last year, they were making offers within two hours of the house being listed and now they’re visiting the home multiple times and asking for all kinds of things,” says Stein, a Las Vegas real estate agent. “It’s like whiplash.”

It’s a change for buyers — and a

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Realtor

Journal Club 08-26-22 – Passive Income

Post Author By Evo Plus
Post Date September 6, 2024

Here’s Journal Club 08-26-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

By now, most of us are aware that by implementing a few key steps, anyone can begin their journey to financial independence and early retirement. But the question is, how do we know if we’ve achieved this milestone? Dr. FIRefly answers this fascinating question and discusses different types of financial independence in the article – Am I Financially Independent Yet?

What comes to mind when

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Realtor

Noem taps impeachment prosecutor to replace attorney general

Post Author By Evo Plus
Post Date September 4, 2024

PIERRE, SD (AP) — South Dakota Gov. Kristi Noem has been appointed the lead prosecutor in the Senate impeachment trial of former Attorney General Jason Ravnsborg to fill the remainder of Ravnsborg’s term.

Noem’s interim appointment of Pennington County State’s Attorney Mark Vargo was effective Tuesday.

She pushed for Ravnsborg, a first-term fellow Republican, to step down days after he struck and killed a pedestrian with his car in 2020, and later pushed for his impeachment. Ravnsborg was ultimately convicted last week of two impeachment counts and was removed from office.

“Mark Vargo returns integrity, experience and stability to the

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Realtor

Journal Club 09-02-22 – Passive Income

Post Author By Evo Plus
Post Date August 28, 2024

Here’s Journal Club 09-02-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

Why do so many doctors start investing later in their careers? What is their biggest obstacle? Repaying their crushing student loans, perhaps? If so, is it possible for doctors to start investing one or two decades earlier in their career, just like their peers? The White Coat Investor explains that it may be challenging to think of investing when your net worth is in the

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Realtor

Historic Nelson Pollard House to be fashioned into event center | News

Post Author By Evo Plus
Post Date August 27, 2024

Angela Janes has known for the past 10 years that she wants to open a business that functions as an event center and reception area. She just didn’t know where.

That changed this summer when she saw Logansport’s historic Pollard Nelson House listed for sale.

“I have kind of had my eye on running an event center for about a decade,” Janes said. “I just kind of get on realtor.com and see what’s out there. Over the years I’ve looked at lots and lots of houses, and nothing has ever felt right. When the Pollard Nelson House hit realtor.com, I

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Realtor

Ace Attorney Fans Are Angry Over People Calling Clown Lady Hot

Post Author By Evo Plus
Post Date August 24, 2024

Ace Attorney fans are very upset over an animation that shows Geiru snapping her suspenders into her bust.

If you’re a fan of the Ace Attorney series then you may be aware of the clown girl. For those who aren’t aware it’s probably helpful if I bring you up to speed.

Geiru Toneido is a villain from the 2016 3DS title Phoenix Wright: Ace Attorney: Spirit of Justice. To simplifly: She’s the daughter of a famous performer but an instructor tells her she’s not cut out to follow in her father’s footsteps. So she becomes a balloon artist instead, obviously.

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