Journal Club 07-21-23 – Passive Income MD

Here’s Journal Club 07-21-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

  • As many of you may already know, with the signing of the debt ceiling bill, borrowers with federal student loans will need to restart paying their debts in the next few months. Per The White Coat Investor, if you’re interested in a loan forgiveness program, you need to devise a plan to enroll in them right away. And if you’re looking for more information, the

Marcus Mariota Met His Wife In College, And The Rest Is History

los angeles premiere of netflix's

Meet Marcus Mariota’s Wife, Kiyomi Cook, And KidsJC Olivera – Getty Images

“Hearst Magazines and Yahoo may earn commission or revenue on some items through these links.”

Netflix’s hit new series quarterback explores the inner worlds of successful NFL stars Patrick Mahomes, Kirk Cousins, and Marcus Mariota. The quarterbacks’ lives are shown in a way never seen before, executive producer Peyton Manning told Netflix. Beyond their action on the field, the eight-episode series gives exclusive insight into each professional football player’s routines and personal lives.

Of the three featured stars, Marcus Mariota is the newest to the league. quarterback


ChatGPT Cheat Sheet: Your Guide to Making Effective Prompts

ChatGPT has over 100 million users, however, the majority of them are not using the groundbreaking AI right. Make sure you’re getting the best out of your ChatGPT with this easy-to-use AI cheat sheet for work, life, and everything in between!

Want to learn more about ChatGPT? Check out this video from our Youtube channel, Passive Income MD!
Don’t forget to subscribe!

Passive Income MD – AI Midweek Mastery: ChatGPT

Is there a “right” way to use ChatGPT?

You’re not far off when you think that ChatGPT is just about typing a command and then getting what you want. However,


Journal Club 07-07-23 – Passive Income MD

Here’s Journal Club 07-07-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

  • They say that your first Million is the hardest to achieve but to get there, you first need to accumulate $100,000. Per the Financial Samurai, this sum may not be able to buy as much stuff as it did back in the day, but when invested wisely, it can still help you complete a whole lot. In case you’re looking for some inspiration to invest


As we find ourselves on the brink of an economic downturn, it’s normal to be experiencing a little anxiety. The headlines are dominated by news of job losses, syndication deals not meeting projections, and businesses closing up shops, all painting a pretty grim picture of the financial landscape.

The fear many have in times of economic uncertainty often stems from not knowing the future. However, history has shown that those with the right mindset and strategy can succeed during these downturns. Some even look forward to such challenging times with excitement and optimism.

I believe that as a community, we


The Hot Wedding Gift This Season? Money, to Buy a House

Published: Jun. 28, 2023 at 5:00 AM CDT

Eighty percent of recent wedding registry creators say that if they were to do it again, they’d include an option for people to gift money toward a new home

SANTA CLARA, Calif., June 28, 2023 /PRNewswire/ — Crock pots and matching linens are out and down payments are in, according to a new survey from® and Censuswide. The research finds that newlyweds would rather skip traditional gift-givers in favor of financial gifts toward the purchase of a home, but many feel obligated to register for traditional gifts they


Housing affordability isn’t improving soon as the market faces a decade of undersupply, economy says

homeownership expensive

John M Lund/Getty Images

  • Housing affordability isn’t improving anytime soon, economist Danielle Hale says.

  • Hale expected home prices to dip just 0.6% this year, while mortgage rates might only ease to 6%.

  • The tightness in the market can be chalked up to a decade of housing undersupply.

Housing affordability isn’t improving soon for prospective home buyers, thanks to the high cost of borrowing and the undersupply of homes built over the past decade,’s Danielle Hale says.

In an interview with CNBC on Friday, the chief economist pointed to the precarious state of the housing market, with demand far


Realtor may have accepted $3M offer for Washington, DC property linked to Sam Bankman-Fried

An unidentified buyer or buyer could soon own a property previously linked to defunct cryptocurrency exchange FTX and its former CEO, Sam Bankman-Fried, in Washington, DC’s Capitol Hill neighborhood.

According to an updated posting on, the DC property was listed as “contingent,” suggesting that the party handling the deal has accepted an offer but the transaction was not yet finalized. The townhouse located near the United States Capitol building was reportedly owned by Guarding Against Pandemics, a nonprofit organization established by Gabriel Bankman-Fried, brother of the former FTX CEO.

Cointelegraph reported in January that the property had been removed