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Journal Club 12-16-22 – Passive Income MD

Here’s Journal Club 12-16-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!


  • As parents, we take it upon ourselves to teach our children the necessary life skills in order to survive and thrive as adults. But how often does it include educating them about personal finance and investing? According to the Physician on FIRE, it’s never too early to introduce your kids to the fundamentals of building wealth. Doing so could leave a lasting impression on their
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Journal Club 12-23-22 – Passive Income MD

Here’s Journal Club 12-23-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!


  • The best way to describe personal finance is that it’s… well, personal. To which, The Prudent Plastic Surgeon raises an interesting question – should couples in a long-lasting relationship share their finances? To some, this may feel natural and a no-brainer of sorts, but to others, this may be a rather sensitive subject. Curious to find out the author’s perspective? Check out the article –
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Student Loan Refinancing – Passive Income MD

Student Loan Refinancing – Passive Income MDSplash Finance! $500 Readers Bonus

Variable rates: 1.74% – 7.49% APR
Fixed rates 2.29% – 7.84% APR

Splash Financial has focused on providing low rates to physicians from its beginnings. They offer 5, 7, 8, 10, 12, 15, 20 and 25 year terms and have no maximum loan amount. Fixed rates start at 3.48% APR making this one of the most competitive refi offers on the market. Find out more here.

CommonBond offers flexible repayment terms.  But what truly sets them apart is their social mission.  For each loan they fund, they help fund the education of a child in need.

CommonBond: $500 Readers Bonuss

Variable rates 1.98% – 7.14% APR Fixed rates 2.49% – 7.04% APR CommonBond offers flexible repayment terms. But what truly sets them apart is

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Georgia realtor receives an invitation to play the Masters by mistake



CNN

Scott Stallings arrived at his condo on Georgia’s Saint Simons Island to find a package holding the most prestigious letter in golf.

He’d been invited to play in the Masters tournament in April. The only problem was this Scott Stallings is a realtor in Atlanta, not the world’s 54th ranked golfer who is also a three-time PGA Tour winner.

“I’m (emoji 100) sure this is NOT for me,” the realtor Stallings wrote in a direct message to the pro-golfer Stallings. “I play but wow! No where near your level.”

The pro golfer Stallings – who is in Hawaii

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How to Access Your Retirement Money When Retiring Early


Many doctors dream of retiring from the workforce before the traditional retirement age of 60-70. Most of them cannot do it because they spend too much, did not save enough, and did not invest wisely. They simply do not have the resources to retire at their desired standard of living without additional savings, a few more years of compound interest in their investments, and perhaps even the additional income from Social Security.

Don’t Let the Age 59 ½ Rule Keep You from an Early Retirement

The select few who do have the resources to retire earlier than that worry about

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Physicians Scammed out of Tens of Millions of Dollars

Physicians scammed out of $33 million as one physician recruits dozens of colleagues to invest in a cryptocurrency volatile trading scheme he co-founded.

Today’s Classic is republished from Physician On Fire. You can see the original here.

Enjoy!


Recently, I wrote up a detailed history of a few historical and more recent investment scams while sharing the Top 5 Ways to Spot (and Avoid) Investment Scams.

The timing was not coincidental. I suddenly became very interested in the topic when yet another scam was uncovered. This one defrauded physicians predominantly, if not exclusively, and much of the

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Benefits of Starting a Business Overseas

Benefits of Starting a Business Overseas

Benefits of Starting a Business Overseas: Find Out if it’s Right For You

So, you started a business yourself, it’s grown to some success over the past couple of years and now you are ready to branch out. Or maybe you have an idea for a new business and you’re trying to decide where to get it up and running?

The whole idea for most businesses is decided because of growth.

This growth can mean different things to different companies. But when you think about taking the next step, does that mean opening another home branch or going global?