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How to Access Your Retirement Money When Retiring Early


Many doctors dream of retiring from the workforce before the traditional retirement age of 60-70. Most of them cannot do it because they spend too much, did not save enough, and did not invest wisely. They simply do not have the resources to retire at their desired standard of living without additional savings, a few more years of compound interest in their investments, and perhaps even the additional income from Social Security.

Don’t Let the Age 59 ½ Rule Keep You from an Early Retirement

The select few who do have the resources to retire earlier than that worry about

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Physicians Scammed out of Tens of Millions of Dollars

Physicians scammed out of $33 million as one physician recruits dozens of colleagues to invest in a cryptocurrency volatile trading scheme he co-founded.

Today’s Classic is republished from Physician On Fire. You can see the original here.

Enjoy!


Recently, I wrote up a detailed history of a few historical and more recent investment scams while sharing the Top 5 Ways to Spot (and Avoid) Investment Scams.

The timing was not coincidental. I suddenly became very interested in the topic when yet another scam was uncovered. This one defrauded physicians predominantly, if not exclusively, and much of the

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Benefits of Starting a Business Overseas

Benefits of Starting a Business Overseas

Benefits of Starting a Business Overseas: Find Out if it’s Right For You

So, you started a business yourself, it’s grown to some success over the past couple of years and now you are ready to branch out. Or maybe you have an idea for a new business and you’re trying to decide where to get it up and running?

The whole idea for most businesses is decided because of growth.

This growth can mean different things to different companies. But when you think about taking the next step, does that mean opening another home branch or going global?

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Tips to Become a Successful Blogger

Tips to Become a Successful Blogger

Make Money Blogging: Tips to Become a Successful Blogger

There are many ways to make money blogging, but it takes a special mix of skills, drive and passion to make it happen. While some bloggers are lucky enough to be born natural entrepreneurs, most of us have to learn (and continue learning) how to blog effectively to monetize our sites.

The good news is that there are plenty of resources available to help you get started, including this very site! Today, we’re going to look at some of the best tips on how to become a successful blogger and make

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Should You Use Doctor Loans to Finance Investment Properties?

What Are Doctor Loans?

Should You Use Doctor Loans to Finance Investment Properties?

First, it’s important to understand what a doctor or physician mortgage loan is. This is a mortgage loan you can get that allows you to buy a house with less than 20% down and NOT PAY Private Mortgage Insurance (PMI). Remember, PMI is that insurance that you pay to protect your lender from you defaulting on your mortgage. It’s a nice benefit to not have to pay it.

In addition, these loans will generally only consider your required student loan payment (rather than your true debt-to-income ratio) so, if you are in an Income-Driven Repayment (IDR)

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Journal Club 08-26-22 – Passive Income

Here’s Journal Club 08-26-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!


  • By now, most of us are aware that by implementing a few key steps, anyone can begin their journey to financial independence and early retirement. But the question is, how do we know if we’ve achieved this milestone? Dr. FIRefly answers this fascinating question and discusses different types of financial independence in the article – Am I Financially Independent Yet?
  • What comes to mind when