Realtor

Should You Use Doctor Loans to Finance Investment Properties?

What Are Doctor Loans?

First, it’s important to understand what a doctor or physician mortgage loan is. This is a mortgage loan you can get that allows you to buy a house with less than 20% down and NOT PAY Private Mortgage Insurance (PMI). Remember, PMI is that insurance that you pay to protect your lender from you defaulting on your mortgage. It’s a nice benefit to not have to pay it.

In addition, these loans will generally only consider your required student loan payment (rather than your true debt-to-income ratio) so, if you are in an Income-Driven Repayment (IDR)

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Journal Club 08-26-22 – Passive Income

Here’s Journal Club 08-26-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!


  • By now, most of us are aware that by implementing a few key steps, anyone can begin their journey to financial independence and early retirement. But the question is, how do we know if we’ve achieved this milestone? Dr. FIRefly answers this fascinating question and discusses different types of financial independence in the article – Am I Financially Independent Yet?
  • What comes to mind when
Realtor

ChatGPT Content Marketing Prompts: Easy Way to Make Your Content Stand Out

Content is king. And in the current digital world where information comes faster than ever, those who can leverage the latest technology to produce more gains are at a significant advantage.

How to make quality content using ChatGPT? Here’s your how-to guide made easy!

The Power of ChatGPT in Content Marketing

ChatGPT is the AI ​​of choice for most, and for a good reason too. It’s easy, straightforward, and very efficient when it comes to delivering results. But do you know what makes it special?

“ChatGPT is an incredible tool for content creators, marketers, and anyone who wants to produce

Realtor

Tiny house full of sophistication is for sale in Tennessee. Check out the chic digs

This house is luxurious. It’s chic. It’s filled with modern features.

exterior

exterior

And it’s only 408 square feet.

exterior

exterior

A Tracy City tiny home — which is listed for $519,900 — is turning heads in Tennessee thanks to its high-end style and sophistication for such a small space. The home was designed by architect Jeffrey Dungan, and it was originally for developer Chip Hayes, Realtor.com noted.

area decks

area decks

“Our company, The Retreat by Oakstone, started developing tiny-home communities in 2019, and the demand has been staggering,” Hayes told a Realtor. “This property is a concept I came up with years

Realtor

ChatGPT Cheat Sheet: Your Guide to Making Effective Prompts

ChatGPT has over 100 million users, however, the majority of them are not using the groundbreaking AI right. Make sure you’re getting the best out of your ChatGPT with this easy-to-use AI cheat sheet for work, life, and everything in between!

Want to learn more about ChatGPT? Check out this video from our Youtube channel, Passive Income MD!
Don’t forget to subscribe!

Passive Income MD – AI Midweek Mastery: ChatGPT



Is there a “right” way to use ChatGPT?

You’re not far off when you think that ChatGPT is just about typing a command and then getting what you want. However,

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Journal Club 07-14-23 – Passive Income MD

Here’s Journal Club 07-14-23! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!


  • If you’re on the path to financial independence or have already achieved this significant milestone, it can be challenging to loosen your purse strings every so often. After all, your brain is conditioned to budget, save and invest your hard-earned money every step of the way to get to where you are today. However, the Physician on FIRE has an interesting observation on this tendency
Realtor

HOW TO THRIVE IN A RECESSION

As we find ourselves on the brink of an economic downturn, it’s normal to be experiencing a little anxiety. The headlines are dominated by news of job losses, syndication deals not meeting projections, and businesses closing up shops, all painting a pretty grim picture of the financial landscape.

The fear many have in times of economic uncertainty often stems from not knowing the future. However, history has shown that those with the right mindset and strategy can succeed during these downturns. Some even look forward to such challenging times with excitement and optimism.

I believe that as a community, we