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Realtor

Should You Use Doctor Loans to Finance Investment Properties?

  • Post Author By Evo Plus
  • Post Date September 23, 2024
Should You Use Doctor Loans to Finance Investment Properties?

What Are Doctor Loans?

Should You Use Doctor Loans to Finance Investment Properties?

First, it’s important to understand what a doctor or physician mortgage loan is. This is a mortgage loan you can get that allows you to buy a house with less than 20% down and NOT PAY Private Mortgage Insurance (PMI). Remember, PMI is that insurance that you pay to protect your lender from you defaulting on your mortgage. It’s a nice benefit to not have to pay it.

In addition, these loans will generally only consider your required student loan payment (rather than your true debt-to-income ratio) so, if you are in an Income-Driven Repayment (IDR)

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Realtor

Homebuyers are rejecting more offers than ever for ‘tiny’ issues. What’s a seller to do?

  • Post Author By Evo Plus
  • Post Date September 14, 2024
Homebuyers are rejecting more offers than ever for ‘tiny’ issues. What’s a seller to do?

Real estate agent Shay Stein remembers not too long ago when buyers pledged to name their firstborn after homeowners to get to the closing table.

Now, buyers are asking for closing costs, repairs, or in some cases, insist on the availability of street parking or they’ll walk, Stein and other agents say.

“Last year, they were making offers within two hours of the house being listed and now they’re visiting the home multiple times and asking for all kinds of things,” says Stein, a Las Vegas real estate agent. “It’s like whiplash.”

It’s a change for buyers — and a

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Realtor

Historic Nelson Pollard House to be fashioned into event center | News

  • Post Author By Evo Plus
  • Post Date August 27, 2024
Historic Nelson Pollard House to be fashioned into event center | News

Angela Janes has known for the past 10 years that she wants to open a business that functions as an event center and reception area. She just didn’t know where.

That changed this summer when she saw Logansport’s historic Pollard Nelson House listed for sale.

“I have kind of had my eye on running an event center for about a decade,” Janes said. “I just kind of get on realtor.com and see what’s out there. Over the years I’ve looked at lots and lots of houses, and nothing has ever felt right. When the Pollard Nelson House hit realtor.com, I

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Realtor

Attorney Gives Rep. Jim Jordan A Scathing Personal Lesson In Hearsay

  • Post Author By Evo Plus
  • Post Date August 4, 2024
Attorney Gives Rep. Jim Jordan A Scathing Personal Lesson In Hearsay

An attorney on Twitter clapped back at an account closely linked to Rep. Jim Jordan (R-Ohio) that suggested Tuesday’s shattering testimony before the House select committee investigating the US Capitol riot was “all hearsay.”

The House Judiciary Committee Republicans’ account which names Jordan as its ranking member in its Twitter bio labeled the astonishing testimony from former White House aide Cassidy Hutchinson as hearsay.

“It’s literally all hearsay evidence. What a joke,” the post on the GOP account said of Hutchinson’s testimony about Donald Trump’s last days as president.

Hutchinson, an aid to former White House chief of staff Mark

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Realtor

Journal Club 09-30-22 – Passive Income

  • Post Author By Evo Plus
  • Post Date July 7, 2024
Journal Club 09-30-22 – Passive Income

Here’s Journal Club 09-30-22! Every week, I hold a JOURNAL CLUB. After filtering through the articles on the web, I present a few that impacted my life this week. Be safe and stay well!

  • Are you wondering if you should open a 529 account to fund your child’s K-12 education? Or debating whether a Roth IRA or 403(b) would be a better fit for you? Well, The White Coat Investor addresses these questions and more around investing in – 529s, I Bonds, TIPS, S Corps, ETFs, and 403(b)s. Check it out. There’s a little something for everyone in there.
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Realtor

These 10 cities are seeing the biggest jump in foreclosures as high home prices and property taxes bite

  • Post Author By Evo Plus
  • Post Date July 25, 2023
These 10 cities are seeing the biggest jump in foreclosures as high home prices and property taxes bite
home foreclosure

Justin Sullivan/Getty Images

  • Foreclosures are surging in key pockets of the US housing market.

  • A Realtor.com analysis identified 10 cities where foreclosures were seeing the biggest jump.

  • Overall, foreclosures have surged 13% in the first half of 2023, compared to a year ago.

Foreclosures are surging, thanks to higher home prices and property taxes biting into homeowner finances.

To be sure, there is no nation-wide wave of foreclosures coming like during the Great Recession, and the recent uptick hasn’t been evenly spread across the housing market, according to a new Realtor.com analysis.

But foreclosure filings have surged in key pockets

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Realtor

The Hot Wedding Gift This Season? Money, to Buy a House

  • Post Author By Evo Plus
  • Post Date July 5, 2023
The Hot Wedding Gift This Season? Money, to Buy a House

Published: Jun. 28, 2023 at 5:00 AM CDT

Eighty percent of recent wedding registry creators say that if they were to do it again, they’d include an option for people to gift money toward a new home

SANTA CLARA, Calif., June 28, 2023 /PRNewswire/ — Crock pots and matching linens are out and down payments are in, according to a new survey from Realtor.com® and Censuswide. The research finds that newlyweds would rather skip traditional gift-givers in favor of financial gifts toward the purchase of a home, but many feel obligated to register for traditional gifts they

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