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“We actually need to worry about, once more, that lowering the bar for the unhealthy guys to get into the enterprise and the sort of fraud that we deal with frequently,” Menna stated. Sallie Mae’s Chief Information Security Officer, Jenny Menna, sees a similar sample with AI encroaching on the consumer banking industry. When discussing Verizon’s 2023 Data Breach Investigation Report , Novak instructed that the businesses could have an advantage in the short-term, however that extra time, the attackers will catch up with a more numerous set of attacks.